Make All Digital Wallets Connected.
WalletsNet® enables digital wallets to be connected to each other in a Standard, Speedy, Simple and Secure way around the world.
Empower you success by our unique solutions
Instant Payment Network for Digital Wallets
Real-time payment infrastructure designated for account-to-account (A2A) & cross-border payment
Transmission of the payment message (based on ISO 20022 financial messaging standard) and the availability of final funds to the payee occur in real time or near-real time and on as near to a 24-hour and 7-day (24/7) basis. Financial institutions of all sizes are taking advantage of the WalletsNet®’s capabilities to create or enhance digital services for their corporate and retail customers.Learn More about A2A Instant Payment
Payment versus payment (PvP) Settlement Service
A bilateral PvP gross settlement designated for FI-to-FI (F2F) FX Settlement
PvP is a robust form of settlement for cross-border foreign exchange transactions, as payments are settled simultaneously across the books. Our settlement services help digital financial institution success by reducing risk, improving efficiency and increasing liquidity.Learn More about F2F FX Settlement
Bringing together innovation and standardization
QR Code Standard for Payments
QR Code specifications help to promote global interoperability
The WalletsClub® QR Code Standard builds on the EMV® QR Code Specification, including Consumer-presented QR Codes and Merchant-presented QR Codes. We define the mandatory elements required to help facilitate the payment experience for both static and dynamic QR Codes.Learn More about QR Code Standard
ISO 20022 Standard for Payments
A watershed moment for the payments industry
ISO 20022 is a global standard for exchanging electronic messages between financial institutions. ISO 20022 messages provide rich, structured data with a common data dictionary regardless of which syntax is used.Learn More about ISO 20022
Prediction the future of the digital payment industry
Perspectives on Payment Industry
Insights from WalletsClub experts and industry thought leaders
At WalletsClub, we're committed to helping our subscribers understand the complex world of payment industry. Report where industry leaders are focused, giving you an early view into the strategies they're pursuing and products they're building.Follow us
Benefits of our Solutions
Connection makes your business growth faster
Instant payments are gaining traction, with a growing number of countries introducing solutions. It will become the new payment standard in the near future, bringing significant benefits for consumers and corporates
Employs message models based on ISO 20022 standards and QR Code models based on EMV® standards helping you drive payments modernization and innovation, greater levels of automation and global messaging consistency.
Our professional services team provides technical consulting and advanced engineering solution architecture services to enable any consumer experience or business process. Leverage our expertise to meet the demand of your customers.
Frequently Asked Questions
Instant Payments means paying or receiving payments instantly. Instantly means within a few seconds, anytime, 24/7/365 days a year. Instant Payments are also known as 'immediate payments' and 'real-time payments'. It is the ability to move funds instantly, clearing the transaction and crediting the payee's account with confirmation to the payer within seconds of payment initiation, between people, businesses and government authorities.
Boost the Payments Innovation
The WalletsNet® network represents a new phase of evolution within the digital wallet payments industry and provides a platform for product innovation.
Interested in our network?
Let us talk about the Next-Gen Payment and Clearing Technologies
Immediate payment in the account only takes a few seconds.
Instant payments is available ANYTIME (24/7/365)
Designed and built with security front of mind.